Information We Collect
                                Personal Information You Provide: When you create
                                an account with Nolviraoffice, we collect information you voluntarily
                                provide including your name, email address, phone number, and
                                billing address. For our investment analysis services, we may also
                                collect information about your investment experience, financial
                                goals, and risk tolerance to provide personalized recommendations.
                            
                            Account Registration Data
- Full name and contact details
 - Email address and phone number
 - Billing and shipping addresses
 - Payment method information (processed securely)
 - Investment experience and preferences
 
                                Automatically Collected Information: We
                                automatically collect certain information when you visit our
                                website, including your IP address, browser type, operating system,
                                referring URLs, and pages visited. This data helps us understand
                                how users interact with our platform and improve our services.
                            
                            Financial Information
                                    We may collect limited financial information necessary to
                                    provide our investment analysis services. This includes
                                    investment portfolio data you choose to share, risk tolerance
                                    assessments, and financial goals. All financial data is
                                    encrypted and stored securely using industry-standard
                                    protocols.
                                
                            How We Use Your Data
                                Your information enables us to provide, maintain, and improve our
                                investment analysis platform. We use your data to create
                                personalized investment insights, send you relevant market updates,
                                and ensure the security of your account.
                            
                            | Purpose | Data Used | Legal Basis | 
|---|---|---|
| Service Delivery | Account details, preferences | Contract performance | 
| Security & Fraud Prevention | Usage patterns, device info | Legitimate interest | 
| Customer Support | Contact info, service history | Contract performance | 
| Marketing Communications | Email, preferences | Consent | 
Platform Personalization
                                    We analyze your investment preferences and platform usage to
                                    customize your experience. This includes showing relevant
                                    investment opportunities, adjusting dashboard layouts, and
                                    providing targeted educational content that matches your
                                    investment knowledge level.
                                
                            Data Sharing and Disclosure
                                Nolviraoffice does not sell, rent, or trade your personal information to
                                third parties. We only share your data in specific circumstances
                                outlined below, and always with appropriate safeguards in place.
                            
                            When We Share Information
- Service Providers: We work with trusted third-party companies to provide essential services like payment processing, data analytics, and customer support systems
 - Legal Requirements: We may disclose information when required by law, court order, or to protect our rights and the safety of our users
 - Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of the transaction
 - With Your Consent: We may share information for other purposes with your explicit consent
 
Third-Party Integrations
                                    Our platform integrates with financial data providers to offer
                                    real-time market information. These integrations are governed
                                    by strict data sharing agreements that limit how your
                                    information can be used and require deletion of data when no
                                    longer needed.
                                
                            Security Measures
                                We implement comprehensive security measures to protect your
                                personal and financial information. Our security framework includes
                                both technical safeguards and operational procedures designed to
                                prevent unauthorized access, disclosure, or misuse of your data.
                            
                            Technical Security
- 256-bit SSL encryption for all data transmission
 - Multi-factor authentication for account access
 - Regular security audits and penetration testing
 - Secure cloud infrastructure with redundant backups
 - Real-time monitoring for suspicious activities
 
Operational Security
                                    Our employees receive regular security training and have access
                                    to personal data only when necessary for their job functions.
                                    We maintain strict access controls and regularly review user
                                    permissions to ensure minimal access principles are followed.
                                
                            Your Rights and Control
                                You have significant control over your personal information. Under
                                applicable privacy laws, including the Protection of Personal
                                Information Act (POPIA) in South Africa, you have several rights
                                regarding your data.
                            
                            Your Data Rights Include
- Access: Request a copy of all personal information we hold about you
 - Correction: Ask us to correct any inaccurate or incomplete information
 - Deletion: Request deletion of your personal information (subject to legal requirements)
 - Portability: Receive your data in a structured, commonly used format
 - Restriction: Limit how we process your information in certain circumstances
 - Objection: Object to processing based on legitimate interests
 
How to Exercise Your Rights
                                    To exercise any of these rights, contact our privacy team at
                                    info@nolviraoffice.com or call +27113621192. We'll respond to your
                                    request within 30 days and may need to verify your identity
                                    before processing certain requests to protect your information.
                                
                            Data Retention
                                We retain your personal information only as long as necessary to
                                provide our services and comply with legal obligations. Different
                                types of data are retained for different periods based on their
                                purpose and legal requirements.
                            
                            | Data Type | Retention Period | Reason | 
|---|---|---|
| Account Information | Active account + 7 years | Service provision, tax records | 
| Financial Data | 5 years after last transaction | Regulatory compliance | 
| Usage Analytics | 24 months | Service improvement | 
| Support Communications | 3 years | Service quality, dispute resolution | 
                                When data reaches the end of its retention period, we securely
                                delete or anonymize it. Some information may be retained longer if
                                required by law or for legitimate business purposes such as fraud
                                prevention or regulatory compliance.
                            
                        International Data Transfers
                                While Nolviraoffice is based in South Africa, some of our service
                                providers and data processing activities may involve transferring
                                your information to other countries. We ensure that any
                                international transfers comply with applicable privacy laws and
                                provide adequate protection for your data.
                            
                            Transfer Safeguards
                                    When we transfer data internationally, we implement appropriate
                                    safeguards such as standard contractual clauses, adequacy
                                    decisions, or certification schemes. These measures ensure that
                                    your data receives protection equivalent to what's provided
                                    under South African privacy laws.
                                
                            Third-Party Services
                                Our platform integrates with various third-party services to
                                provide comprehensive investment analysis capabilities. These
                                integrations are carefully selected and governed by strict data
                                protection agreements.
                            
                            Key Third-Party Categories
- Payment Processors: Secure handling of financial transactions
 - Data Providers: Real-time market and financial information
 - Analytics Services: Website performance and user behavior analysis
 - Customer Support: Help desk and communication tools
 - Security Services: Fraud detection and prevention systems
 
Policy Updates
                                We may update this Privacy Policy from time to time to reflect
                                changes in our practices, technology, or legal requirements. When
                                we make significant changes, we'll notify you through email or a
                                prominent notice on our website at least 30 days before the changes
                                take effect.
                            
                            
                                We encourage you to review this policy periodically to stay
                                informed about how we protect your information. Your continued use
                                of our services after any modifications indicates your acceptance
                                of the updated policy.
                            
                        Privacy Questions or Concerns?
                                Email: info@nolviraoffice.com
                            
                            
                                Phone: +27113621192
                            
                            
                                Address: 20 Voortrekker St, Vereeniging, 1930,
                                South Africa